Senior Term Life

Often term life insurance plans for seniors contain major benefit limitations. AFSA offers its retiree members through the Union Member Life Insurance Plan affordable Senior Term Life Insurance, without compromising benefits in any way. The plan provides affordable, quality Term Life Insurance to age 80. The full face amount is payable starting the very day your certificate is issued and your premium is paid. The certificate pays for death from any cause, at any time, except suicide. The plan also earns cash value after the first few years. Also the union member rate doesn't go up automatically with your age. Health questions and related information determine your approval. That's all. You don't need a doctor's report.

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